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About Us


Top Flite Insurance Agency is an Independent Agency providing insurance in Waxhaw, North Carolina and surrounding areas. We have multiple preferred carriers to be able to ensure we are providing the best coverage, rates, and value to our customers.

We truly strive to find the best possible coverage for our clients at the lowest possible price, while customizing coverages and endorsements to fit each family and their specific needs. We take the time to get to know our clients and make sure each one is handled with extreme care and a very high level of service. We value the relationships we have with our clients.

Top Flite Insurance Agency has grown primarily based upon referrals from our own clients and for that we are truly grateful.

An Independent Advantage

We are Independent Agents in Waxhaw, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Top Flite Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

Customer Reviews

Always responsive in a timely manner and helpful with questions and needs.


Always available to make changes, answer questions.


Always an amazing experience with Miss Fiona Swaenepoel and here amazing

Donaldo L

Along with being an excellent Insurance agent Fiona has been a great friend and


Always a pleasure dealing with Top Flite Insurance Agency and Fiona! Very

Warren S
Community Associations:

• Union County Chamber of Commerce
• Women in Business- A Union County Program
• Waxhaw Business Association
• Waxhaw Weddington Rotary Club

Family Photo