Public Wi-Fi helps us stay connected no matter where we go. It’s convenient to use at a coffee shop, a neighborhood restaurant, or the airport, but how safe is it? Unfortunately, cybercriminals can log in to the same free network that you do and attempt to gain access to your devices and personal information.
“The Wi-Fi may be free, but that doesn’t mean your online activities are safe,” says Cheryl Lorei, a senior IT analyst at Erie Insurance who has worked in information security for over 20 years. “The big concern with public Wi-Fi is that your information could be available to anyone on the network. It’s nothing against the businesses that offer free Wi-Fi; it’s just that they’re not in the business of keeping your personal information safe.”
Here are a few key things that you need to know about public Wi-Fi security and how to keep your personal information safe.
- Watch out for phony Wi-Fi access points. Fake routers are designed to look legitimate, but hackers operate them. With this popular method, called a man-in-the-middle attack, the invader tries to get between you and your personal information that is stored on a banking website or in an email. “These situations can be difficult to detect,” says Lorei. “If you don’t know who runs the network, don’t use it. Always ask the business owner or hotel to verify the network name before you connect to it.”
- Never automatically connect to a public network. Once you’re finished using one, remove the public Wi-Fi connection from your device by choosing “Forget this Network.” If your device is still in the mode of actively trying to connect, a hacker may notice and create a phony access point.
- Limit your activity while using public Wi-Fi. When you’re using free Wi-Fi, it’s not a good time to shop online, use social media, or access your bank account or email. “You want to avoid visiting websites that save and store your personal passwords or credit card numbers,” says Lorei. “You could inadvertently make it easy for someone to access your personal information. Once they have your password, they will try to reuse it repeatedly to access other sites to gain more information about you.”
- Use secured websites or a VPN service. Generally, it’s best to access secured websites that begin with https rather than http. The s in the address is an indication that the site uses a secured encryption Web protocol to protect the confidentiality of online activities or transactions. A virtual private network (VPN) also offers a connection that is encrypted and secured. VPN can help protect you from digital eavesdropping even when you’re on public Wi-Fi. The fees for basic VPN services are less than $10 a month.
- Turn your smartphone into a secure personal hotspot. Most mobile phones can be turned into hotspots and support several devices at once. However, check your data plan before you try it to avoid unexpected expenses. “Personal hotspots are popular alternatives, but you still need to do your research about how to protect and secure the connection,” Lorei says.
Keeping these tips in mind when using public Wi-Fi can help reduce the chances that your identity is stolen, as once your identity is stolen, it can be difficult to recover.
But, if you should find yourself a victim of this type of scam, Identity Recovery coverage could provide some protection. Your local Insurance agent can give you more information.
ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.
The insurance products and rates, if applicable, described in this blog are in effect as of January 2024 and may be changed at any time.
Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions.
The insurance products and services described in this blog are not offered in all states. ERIE life insurance and annuity products are not available in New York. ERIE Medicare supplement products are not available in the District of Columbia or New York. ERIE long term care products are not available in the District of Columbia and New York.
Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.
Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.
Article originally posted on www.erieinsurance.com(opens in new tab)
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